Neighborhood Assistance Corporation of America

NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership.

The Neighborhood Assistance Corporation of America ("NACA") is a non-profit, community advocacy and homeownership organization. NACA’s primary goal is to build strong, healthy neighborhoods in urban and rural areas nationwide through affordable homeownership. NACA has made the dream of homeownership a reality for thousands of working people by counseling them honestly and effectively, enabling even those with poor credit to purchase a home or modify their predatory loan with far better terms than those provided even in the prime market.

NACA offers programs to both homebuyers and current homeowners:

  • Purchase Program – NACA provides comprehensive housing counseling and access to an incredible mortgage. The NACA Mortgage offers everyone the same below-market fixed interest rate with no down-payment, no closing costs, fees, points, or PMI.
  • Home-Save Program – NACA provides assistance to homeowners with an unaffordable mortgage. Through legally binding agreements with all the major lenders/servicers and investors. NACA is the most effective organization in modifying mortgages to achieve affordable solutions for the homeowners. Often homeowners have their interest rate reduced to 2% and eliminate a portion of the outstanding principal where necessary to achieve an affordable mortgage payment.
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Investing in working people

The NACA homeownership program is our answer to the huge subprime and predatory lending industry. NACA has conclusively shown that when working people get the benefit of a prime rate loan, they can resolve their financial problems, make their mortgage payments and become prime borrowers. NACA’s track record of helping people who have credit problems become homeowners or modify their predatory loan debunks the myth that high rates and fees are necessary to compensate for their "credit risk."

Started in 1988, NACA has a tremendous track record of successful advocacy against predatory and discriminatory lenders as well as providing the best mortgage program in America with $10 billion in funding commitments. NACA is the largest housing services organization in the country and is rapidly expanding by growing its existing 30+ offices, headquartered in Boston, MA, opening many new offices nationwide, and expanding the services it offers its membership. NACA’s confrontational community organizing and unprecedented mortgage program have set the national standard for assisting low- and moderate-income people to achieve the dream of homeownership.

We're Making a Difference


Our team is working hard to improve housing, neighborhoods and communities for families.

Meals Served
Home Meals Delivered
Personal Care Services Provided
In-Home Caregivers